Tokyo, 1991: Starting as a bank clerk

Chapter 73 The Beginning of Revenge



Chapter 73 The Beginning of Revenge

Dark as ink.

When Kiryu Yaya came out of the underground storage room, it was already 11:30.

Old man Morishita had already dozed off on the duty desk; the tea in his thermos had long since gone cold, and he had no idea when the results of the baseball tournament would be released.

Kiryu Yaya gently placed the retrieval slip beside him without waking him.

This time.

It's too late to catch the last tram.

Having also had some drinks at Matsukaze-an, Kiryu Yaya abandoned his reason for riding his motorcycle back.

When I returned to the third floor, the financing review class was already empty.

Section Chief Wakako Kishigami had already left work, and most of the others had also left.

In the large office, only the emergency lights and a few fluorescent lights that hadn't been turned off were still on.

The night outside the window in Osaka had completely fallen.

Kiryu Yaya slowly sat down, opened the drawer, and took out a stack of blank draft paper and a mechanical pencil.

The pencil makes a very soft scratching sound when it makes its first stroke on the paper.

In the quiet, almost empty night, the sound seemed exceptionally clear.

He first wrote four characters in the very center of the paper—

"Miyazawa Group".

Then, changing direction, he wrote in the upper left corner:

"Keiko Miyazawa".

Heir to the Miyazawa Group.

The legal holder of the seal and nominal control.

Then, he wrote in the upper right corner:

"Miyazawahara".

Special Enforcement Officer.

The actual driving force behind the Rokko Golf Project.

Then, Kiryu Yaya drew a separate line on the right side of the paper and wrote down two names:

Shuichi Kuroda

Problematic asset hunters.

The predecessor of the Beishe land consolidation project.

Further down is another name.

He wrote very slowly.

Each stroke seems to be suppressing some emotion.

"Furu Udahiko."

Executive Director of Mitsubishi Bank.

The person in charge of reviewing old cases at Kiryu Metals.

Miyazawa Tourism's 8 billion yen credit line approver.

If Kuroda is the one who collects corpses, then Kouyu is the one who creates them.

The pencil continued to move across the paper.

Sumitomo Bank: The main lender in Rokko, trying to postpone the problem and shift the blame to Mitsubishi Bank.

Mitsubishi Bank: the main lender for Miyazawa tourism, and the true bearer of the 8 billion yen risk exposure.

Directors such as Yutaro Kamiya: conservatives who value stability, may not be loyal to Keiko, but they do not want the group to explode.

After writing this, Kiryu Yaya leaned back in his chair, closed his eyes, and let out a long breath.

This relationship diagram is not complicated.

What's complicated is that behind each thread are the interests, fears, ambitions, and escape routes of different people.

He is currently just a new banker who has been in the industry for less than a month.

Twenty-three years old.

Normally, a storm of this magnitude wouldn't be something he could decide the direction of.

But ironically, at this point in the story, he was the only one who possessed all the information.

The office was eerily quiet.

It seems to be waiting for Kiryu Yaya's decision.

He suddenly felt that at this moment, he was somewhat similar to Hamlet in Shakespeare's play.

Kiryu Yaya hummed softly:

"To be or not to be."

To be or not to be?

This is not a problem he needs to worry about, but rather one that the enemy should seriously consider.

He let out a long sigh and reached out to open the system space.

In the inventory, a card lay quietly.

[A Flash of Inspiration Card]

[Once activated, this card will, within a brief subjective few seconds, use all current mental energy, memory fragments, and skill reserves as the basis for calculation, perform an exhaustive sandbox simulation, and output a "theoretically optimal solution within the current cognitive boundaries."]

Kiryu Yaya's gaze fell on the card without hesitation.

"use."

The system interface flashed slightly the next second.

[Item consumed.]

Almost at the same moment he confirmed it, a cold and sharp sensation slowly spread from both sides of his temples.

It was as if a very bright light had been lit deep within my mind.

Those originally chaotic clues, fragmented dialogues, old cases from different years, bank approval logic, real estate disposal paths...

Suddenly, they all began to arrange themselves automatically in an unusually clear way.

Kiryu Yaya gripped his pencil and began quickly jotting down his thoughts next to the relationship diagram.

Approach 1:

Immediately submit the old Kiryu Metals case and the old Miyazawa Tourism permit to our store's review department, pointing the finger at Furutahiko.

He only thought for three seconds before crossing his eyes.

No.

The old files can only prove that Kouyuda appeared in both key projects, that Kuroda's predecessor took over the Kiryu family's land, and that there was overlap between the two.

It cannot prove the transfer of benefits.

This also does not prove that Kouyuda was still involved.

Given Gu Yutian's current status, a simple statement like "the credit granted back then was compliant" would be enough to deflect the problem.

Approach 2:

Using Miyazawa Keiko's name, they initiated a board meeting ahead of schedule to remove Miyazawa Hara and freeze his authority.

He crossed it out very quickly.

Not at all.

Huizi is too weak right now.

She is from the main branch of the family, the nominal legitimate heir, but not the actual controller.

Kamiya's old board members might not like Miyazawa Hara, but they disliked even more a girl in her early twenties who had just graduated from school suddenly jumping out to take control of the group.

Taking action rashly will only alert the enemy.

Approach 3:

Using two sets of books forced Sumitomo Bank to withdraw, causing the Rokko project to immediately collapse.

The pencil paused on the paper for a moment, then he slowly shook his head.

That's not enough.

This will only stop the bleeding at best.

They might even cripple the Miyazawa Group first.

However, Kouyuhiko may not necessarily get hurt as a result.

Approach 4:

Expose Kuroda Shuichi, Miyazawa Hara, and the two accounts to the media, the headquarters, or the prosecutor.

Kiryu Yaya crossed it out without even thinking twice.

The dumbest step ever.

The fire will start, but it's impossible to control where it will spread.

The first to die is likely not Kouda and Kuroda, but Miyazawa Keiko, who has not yet established herself.

Several ideas quickly emerged, only to be quickly rejected.

The "Flash of Inspiration" card truly made his mind more active than ever before.

Being active does not equate to being effective.

The office was so quiet it was almost unsettling.

Kiryu Yaya put down his pencil, clasped his hands together, and held them to his lips.

What else...?

What else is the root that Kuroda Shuichi and Kouuda Hiko both rely on, believe in, and use to make money?

Suddenly, a brilliant idea flashed in Kiryu Yaya's mind.

It is land.

A thought slowly surfaced in his memory.

Memories of my past life suddenly became extremely clear at this moment.

He had seen the curve of Japan's bubble economy collapse countless times in internal bank training and case reviews.

In 1990, the stock market crashed first.

In the first half of 1991, land prices were still holding up, and many people fantasized that it was "just a technical adjustment."

But in the latter half of 1991...

Only then will the real estate market across Japan truly begin to enter a period of comprehensive and sharp decline.

Assets that rely on development expectations, golf memberships, tourism complexes, and local resort concepts, in particular, have fallen even more sharply than stocks.

After the folds, there's also an ankle fracture.

Rokko Golf.

Dojima Land.

Tourism development projects.

Shuichi Kuroda's methods of specifically hunting down problematic assets.

All of this will crumble when the crash comes.

Kouyu Tianyan holds a high position of power and is in a safe place like a bank, so I can't find any fault with him in a short time.

But before heading to Tokyo, it wouldn't be a problem to stab Kuroda Shuichi, the other murderer.

Kiryu Yaya's lips curved slightly upwards.

As long as he stabilizes the Miyazawa family and protects the main storyline involving Keiko, the seal, and Miyazawa tourism.

Then, conversely, by exploiting Kuroda Shuichi's superstition about land and collateral value, they lured him into taking Rokkaku and continued to increase his stake there.

Then they tie their lives to those seemingly valuable properties that will collapse in a few months.

Then, all you have to do is wait.

Wait for the Rokko to collapse, and for Kuroda Shuichi to be deeply embroiled in the land development vortex.

If we're lucky, we might even be able to uncover Kouyuhiko's true colors.

Of course, I couldn't just sit idly by and wait for my doom during this time.

Kouyuhiko worked as a section chief at the Osaka branch for so many years; he must have left some clues behind.

As long as we find the roots he left behind.

It could be burned down in one go.

Kiryu Yaya's gaze was deep as he looked out the window at the inky night, a slight smile playing on his lips.


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